MoneySaver.us – Save Money, Live Better

So it has happened to all of us at some point in time – our bank account balance goes negative and we get hit with a nasty overdraft fee or two (or more). These fees were created by banks to give you the impression that you are being protected since they pay the vendor so [...]

Did you know that you could be paying hundreds of dollars in interest every month that you don’t have to pay? Many Americans pay their credit cards late and even just one small slip-up and you could find your interest rate up at around 30%! The problem is, most people think there is nothing they [...]

Most Americans live paycheck to paycheck spending every last dime by the end of the month. The sad thing is that many people consider themselves financially responsible when they do this. They say things like – “I can afford everything I buy” or “I am living within my means.” While this is definitely better than [...]

This is one of the most essential strategies in personal finance and one that very few people actually follow. So what’s the idea here? Pay yourself first is a simple concept and one that everyone should try to follow no matter how little money it involves. The idea is simple – every time you get [...]

One great way to save money is to always leave yourself the option to cancel a service if it turns-out that you don’t need it in the future. Many companies will try to make it difficult for you to cancel their service by locking you into service contracts. To make it sound attractive they’ll oftentimes [...]

If you’ve been using a home telephone for a while then you are used to paying a small fortune for telephone service. The problem is that many people have become comfortable with this expense and thus ignore it assuming that telephone is an essential service that they have to pay for. While you might need a telephone in [...]

Hello and welcome to MoneySaver.us! My name is Morgan and I like to save money. Not only do I get a kick out of saving money – I also love reading personal finance blogs. I’ve always felt there is something very empowering about being in charge of your financial situation. My thirst for savings started [...]